mortgage

住宅ローン

家を買うために借り、通常は長い年月をかけて返すお金。

やさしい英語で： Money borrowed to buy a home, which you usually pay back over many years.

• We pay our mortgage every month.
• She took out a mortgage to buy the flat.
• Higher interest rates have made mortgages more expensive.

使い方： mortgage on something (They still have a mortgage on their house.)

類義語： home loan

よく使う表現： take out a mortgage, pay the mortgage, mortgage payments

抵当権

借金を返さない場合、貸し手が担保の不動産を差し押さえられる権利。

やさしい英語で： A legal agreement allowing a lender to take your property if you fail to repay a loan.

• They signed the mortgage deed.
• The mortgage gives the bank rights over the property.
• A solicitor checked the terms of the mortgage.

使い方： mortgage on something (The lender registered a mortgage on the property.)

よく使う表現： mortgage deed, mortgage on something, register a mortgage

抵当に入れる

不動産を担保にお金を借り、返せなければその不動産を失うこと。

やさしい英語で： To borrow money using property as a promise of repayment; the lender can take it if you cannot pay.

• They mortgaged their house.
• She mortgaged her home to fund the business.
• Would you mortgage your property to pay for the course?

使い方： mortgage something to do something (They mortgaged their house to open a restaurant.)

よく使う表現： mortgage a house, mortgage someone’s home, mortgage a property, mortgage an estate

犠牲にする、危険にさらす

今の利益のために、将来の選択肢を狭めたり問題を生んだりすること。

やさしい英語で： To gain something now in a way that limits your choices or causes problems later.

• We must not mortgage our future.
• The government mortgaged the next generation’s future for short-term gains.
• Are we mortgaging our children’s future by using all these resources?

類義語： jeopardize, compromise

よく使う表現： mortgage the future, mortgage someone’s future